A Medicare Advantage Plan is an extension to an existing Medicare health plan. It may cover supportive health and fitness services that will aid you in your quest for an improved lifestyle. A paper, online, or phone Advantage Plan application can be completed during an active enrollment period.
An Expansion Of Services You Haven't Used Before
Going to a gym, seeking one-on-one lifestyle coaching, or attending a series of physical therapy sessions could be supportive to those who are experiencing an underlying health condition or those who are interested in improving their overall health.
Medicare Part A and B may cover many comprehensive services that the average enrollee may be seeking. Unfortunately, these services don't always reach the targeted areas that an individual may need. An agent who represents a Medicare Advantage Plan may inquire about your health and fitness preferences, to determine which Medicare Advantage Plan will be tailored to your needs.
The Addition Of Services You Previously Used
Medicare Parts A and B will require you to pay a premium, deductible, and monthly fees. These costs could impede your ability to acquire dental and vision services or another specialized service that is not critical to your current health, but that will be vital to your overall health as time passes. The addition of these services can be acquired through a custom Advantage Plan.
Preventive and corrective procedures may be covered by an Advantage Plan. These services will ward off dental or vision problems and correct any issues that you are currently experiencing. For instance, if you have been consumed with treating arthritis or another medical condition, but are also in need of having your teeth cleaned or some cavities filled, you will no longer need to forego your dental needs.
Your standard Medicare coverage will take care of the recurring treatments and the Advantage Plan will take care of the other essential services that you would have previously needed to pay 'out of pocket' costs for.
A Cost Analysis
Research how much a medical service provider or a fitness provider charges and compare the fees with the cost savings that a Medicare Advantage Plan will supply. Private providers will follow the guidelines that Medicare imposes. A provider will outline their costs and file a claim on the behalf of an active Advantage Plan member. If services will be rendered routinely, you will be able to research and discover how much an extension to your current insurance plan will benefit you.
For more information on a Medicare Advantage Plan, contact a professional near you.